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Financial Literacy For All

Financial literacy is a subject that is not taught in most schools. Most people learn personal financial information from their family and friends. Unfortunately, most family and friends do the same. As a result, important financial decisions that affect our entire life are many times based upon the limited knowledge of the people we know, even though they have no professional background in financial education.

Urban Financial Literacy is an organization that was founded to address this issue. Urban Financial Literacy focuses on providing middle and low income families, especially in the African American community, with information from financial professionals who experienced and knowledgeable on “how money works”. Urban Financial Literacy partners with professional money coaches in order to teach advanced money principles to the average person to help them make more informed financial decisions.

The money coaches Urban Financial Literacy partners with follow up with their clients annually to review their financial plan to make sure it is still on track with their financial goals. All services are free and non-captive to any one financial institution so we can help families based upon their individual financial needs. instead of having to fit their needs into the products and services of a particular financial institution.

Urban Financial Literacy conducts free financial education workshops on various topics including: how to protect the things that are most important if they should be faced with a major illness; the Rule of 72; how to create tax free retirement income and other important money concepts. For those persons who would like help with their personal financial plans, we will assign them a personal money coach to meet with them for a free: “personal financial check up” (analysis of their current financial status) to help them develop a plan to meet their financial goals. Our ultimate goal is to help save 10,000 financial lives in communities throughout the country, through education and action. We believe that everyone should be blessed with God’s prosperity. The education we provide is for the young and the old (18 years -75 years).

Our motto is: “The difference between the wealthy and the middle and lower class is education. When you know better you can do better”

"Today the greatest single source of wealth is between your ears"

Brian Tracy

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Frequently Asked Questions

FAQ

Financial literacy is the ability to understand and manage personal finances effectively. It involves having the knowledge and skills to make informed financial decisions, such as managing a budget, investing, saving for retirement, and avoiding debt.

Financial literacy is essential because it empowers individuals to take control of their financial future, make sound financial decisions, and avoid common pitfalls such as debt, overspending, and financial fraud.

By improving financial literacy, individuals can increase their financial stability, reduce financial stress, and ultimately achieve their long-term financial goals.

We offer a wide array of services from creating budgets to Estate Planning.

Feel free to ask us about any thing you are interested in!

When you work with us as your financial experts, you can expect a comprehensive process tailored to your specific financial goals and needs.

The process typically starts with an initial consultation where we discuss your financial situation, goals, and concerns.

From there, we will develop a personalized financial plan that outlines specific strategies to help you achieve your objectives.

Our experts are trained to meet the needs of all backgrounds and income levels.

Its FREE. No cost to you.

We have clients from all age ranges! Its never too late to reach your financial goals.

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